Travel with peace of mind! Hong Kong Airlines x Zurich Travel Insurance offers unparalleled protection, covering everything from unexpected medical expenses to flight delays. Whether for a single trip or frequent travel, We've got you covered. Say goodbye to travel worries and hello to worry-free adventures!
Hong Kong Airlines Exclusive (Why Choose Our Travel Insurance?)
Competitive Premiums
Enjoy comprehensive travel insurance coverage at affordable rates, ensuring you get the best value for your money without compromising on protection.
Quick Online Application
Apply for your travel insurance in just a few clicks with Zurich user-friendly online platform, saving you time and hassle.
Trusted by Hong Kong Airlines Customers
Backed by countless satisfied customers, our travel insurance is a trusted choice for travelers fly with HKA, offering peace of mind on every journey.
Plan Features (Insurance Plan Details)
All-round Travel Delay Allowance Coverage (Rare in the market)
Provided travel delay allowance coverage beyond specific causes, including air traffic control issues and operational delays, offering more comprehensive protection.
Protect your personal property
Cover accidental losses or damage to your baggage, camera drones, laptop computer, tablet computer and mobile phone.
Multiple travel coverages
Include up to HKD 1,500,000 medical expenses benefit (including Chinese medicine or chiropractic treatment) and up to HKD 50,000 trip cancellation
Tailor to your travel needs
Provide three plan levels and six optional benefits for your specific travel purposes
Prime Plan
Core Plan
Easy Plan
Prime Plan - The Most Comprehensive option
The most comprehensive option, offering high coverage limits for medical expenses, trip cancellations, and personal belongings. It provides extensive protection for travelers seeking the highest level of security.
Core Plan - A balanced option
A balanced option with solid coverage for essential travel needs, including medical expenses and trip disruptions, making it ideal for travelers looking for reliable protection at a reasonable cost.
Easy Plan - A Basic and Budget-Friendly option
A basic and budget-friendly plan covering essential travel risks, such as emergency medical expenses and personal accident protection, perfect for short trips or travelers seeking minimal coverage.
Plan Details - Main features comparison of the three plan levels
Prime Plan
[Most Popular]
Core Plan
Easy Plan
[Section 1]
Medical and Accident Cover
1,500,000
800,000
500,000
[Section 3]
Personal Property Cover
25,000
15,000
•all camera drones, cameras and camcorders and related accessories and equipment
5,000
3,000
•lap-top computer and tablet computer
5,000
3,000
•mobile phone (one per insured journey)
2,500
[Section 4]
Journey Inconvenience and Delay Cover
50,000
25,000
•Travel delay allowance (cover is not limited to specify event)*
1,600
1,200
Six optional benefits
Comprehensive Coverage for Every Step of Your Journey
Pre-trip
- Offer up to HKD 1,500,000 personal accident coverage within three hours of your original departure time when you are heading to the airport
- Travel delay allowance covers air traffic control, operation reason, etc. If the flight departure is delayed for more than five hours, you can receive a travel delay allowance of up to HKD 1,600 .
- Provide up to HKD 50,000 trip cancellation coverage*
During the trip
- Provide up to HKD 1,500,000 medical coverage (including Chinese medicine or chiropractic treatment) and personal accident coverage respectively
- Offer up to HKD 25,000 personal property coverage
- Offer up to HKD 50,000 trip cancellation and interruption coverage
- Provide up to HKD 3,000,000 personal liability coverage
- 24-hour Zurich Emergency Assistance: benefits include free access to travel advice, medical and legal referral service
- Zurich Care Protection
After the trip
- Offer up to HKD 1,500,000 personal accident coverage within three hours from your arrival time from the airport to your place of residence
- Cover follow-up medical expenses within three months from returning to Hong Kong (subject to expenses directly caused by injury or illness that you have received treatment for during the insured journey)
- We also provide coverage for damage to your suitcase upon arrival in Hong Kong after the trip
Common Use Cases of Our Travel Insurance
Flight Delays and Cancellations
Delayed flights? We compensate for hotel stays, meals, and rebooking costs.
Floyd Miles
Medical Emergencies Abroad
If you fall ill or get injured, our insurance covers hospital bills, doctor fees, and emergency transport.
Emily Johnson
No laptop now? Get covered by scanning QR code >
Simply scan this QR code to apply our travel insurance via your mobile device!
Frequently asked questions (FAQ)
I there any age limit for the insured person?
There is no age limit for the single trip travel plan, and the annual travel plan accepts applications up to age 75.
How to choose between the plan levels?
In addition to your personal budget, it is important to assess your actual needs for travel protection. For example, if you are applying for the single trip travel plan, the Breezy Travel Prime Plan provides some specific coverages, such as home protection, pet protection, child & elderly protection and missed event protection. The maximum benefits for different benefits are also higher than other plan levels.
Besides, only the Core Plan and Prime Plan of Single Trip Travel Plan allow you to enhance your protections by adding optional benefits for specific travel purposes.
I am planning to travel to few countries. Can "Breezy Travel" protect my trip?
Both “Breezy Travel” single trip travel plan and annual travel plan will provide you with the coverage no matter how many countries you visit during your journey, but you must declare your travel destinations during the application. If you have enrolled for annual travel plan, each trip must depart and return to Hong Kong, and the maximum duration of coverage for each trip is 90 days. It will recalculate if you return to Hong Kong and set off again (immigration procedures is required). If you have enrolled for the single trip travel plan, all trips must depart from and return to Hong Kong, and the maximum duration of coverage is 180 days.
I accidentally fell in my hotel lobby, not only was I hurt in the head but also pushed down the hotel properties. Am I protected by "Breezy Travel"?
If you have an accident in public areas, such as falling in the hotel lobby and damaging the hotel properties, we can compensate you for your actual medical expenses and compensation cost for the damaged hotel items according to the personal liability coverage in Core and Prime Plan.
Zurich Insurance (Hong Kong)
About Zurich Insurance (Hong Kong)
Zurich Insurance (Hong Kong) is part of Zurich Insurance Group. In Hong Kong, we offer a full range of flexible insurance solutions to individuals, as well as commercial and corporate customers. Zurich’s presence in Hong Kong dates back to 1961. Since then, the company has dedicated to serving the Hong Kong community.
More information can be found at https://www.zurich.com.hk/
Hong Kong Airlines is appointed by Zurich Insurance (Hong Kong) as its insurance agency.
Hong Kong Airlines is appointed by Zurich Insurance (Hong Kong) as its insurance agency.